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Insurance Ecosystem

Your benefits.
Finally made simple.

Bring eligibility, benefits, cost estimates, digital receipts, claims, dependants, and regional insurance logic into one consistent experience.

Benefits Dashboard

SYNCED
Benefits insight
ACTIVE

You have unused benefits available before year-end.

Physical therapy
12 visits left

8 of 20 used · 20% coinsurance

Recent claim
IN REVIEW

$120 submitted · payer response pending

HSA balance
$1,850

Available for eligible services

One interface, regional logic

Do not build separate dashboard products for Canada and the U.S.

The presentation layer remains consistent while the data model, terminology, calculations, and integrations adapt to the user’s country and plan.

Annual category limits

Track coverage used and remaining for categories such as massage, physiotherapy, chiropractic, and vision.

Benefit utilization

Show annual balances, historical usage, digital receipts, claims, and household policies.

Regional integration

TELUS eClaims is the intended clearinghouse pathway for eligibility, submission, and claim status.

Plan health

Eligibility, deductible, out-of-pocket maximum, copays, coinsurance, and HSA/FSA balances.

Visit-based benefits

Remaining visits, eligible services, plan type, coverage dates, and payer claim status.

Regional integration

Office Ally is the intended clearinghouse pathway for eligibility, claim status, and future claim submission.

Pre-booking cost estimate

Help users understand likely cost before they commit.

Where sufficient data is available, FillR should estimate the provider price, insurance contribution, user responsibility, and HSA/FSA eligibility.

  • Clearly label the result as an estimate
  • Separate verified data from manually entered data
  • Show when insurance information was last updated
  • Explain missing or unavailable benefit fields
  • Never represent an estimate as a guaranteed payout
Massage therapy appointmentESTIMATE
$

Provider price

60-minute appointment

$120

Estimated insurance

60% plan coverage

$72

Estimated user cost

HSA eligible

$48
Claim lifecycle

Book. Attend. Submit. Track.

Until direct claim submission is available for every integration, FillR can still generate compliant receipts, provide manual guidance, and track statuses where supported.

CompletedService and receipt
SubmittedDigital or guided
ReceivedPayer acknowledges
In reviewMore info if needed
Paid / deniedDashboard updates
Clearinghouse integrations

Broad payer coverage without dozens of individual insurer integrations.

CA

TELUS eClaims

Canadian pathway for eligibility verification, claim submission, and claim status across major insurance providers.

Canada integration workstream
US

Office Ally

U.S. pathway for eligibility and benefits verification, claim status, and future electronic claim submission.

U.S. integration workstream
Future financial intelligence

The insurance experience can expand without changing its foundation.

Dependants

Parent-controlled household profiles, permissions, receipts, claims, benefits, and booking management.

Tax credits

Eligible expense categorization, annual totals, exportable documents, and jurisdiction-aware reporting.

AI benefits insights

Unused benefits, year-end reminders, in-network guidance, HSA/FSA eligibility, and lower-cost opportunities.

Insurance belongs inside the appointment journey

See how booking and scheduling activate the experience.

Eligibility and claims become more useful when they are connected to real services, providers, appointments, receipts, and communications.

Return to Consumer